Gasoline Stations with Convenience Stores: SBA acquisition loans, nationwide

This page covers Gasoline Stations with Convenience Stores, NAICS 457110. It uses loans the SBA 7(a) file labels Change of Ownership, from FY2020 to Jun 30, 2026.

Cancelled loans are removed. Nationwide, 647 acquisition loans in this industry are in the file.

This code replaced NAICS 447110. It has loans only from FY2022.

Across all industries, the national median approved amount is $679,600. The seasoned charge-off rate is about 2% by count.

Use these as reference points for context. They are not a forecast and not a rating of this industry.

Choose a state to see local loan counts, lender activity and Census business counts.

Some states do not have enough loans to show. Those cells say so.

The file only covers SBA 7(a) loans labeled change of ownership, so it leaves out cash, seller-note and bank deals.

Read the methodology for filters, dates and known gaps.

SBA changed industry codes in 2022. The same industry can appear under an old code (loans to FY2022) and a new code (loans from FY2022). Each page shows only its own code, so neither shows the full history.

National snapshot

Measure	Value	What it means
Acquisition loans	647	Number of 7(a) loans labeled Change of Ownership, FY2020 to Jun 30, 2026. Cancelled loans are removed.
Loans by year	FY2020Under 10 FY2021Under 10 FY202294 FY2023108 FY2024155 FY2025183 FY2026 (to Jun 30)107	Acquisition loans by SBA fiscal year. FY2026 covers Oct 1 to Jun 30 only. Years with fewer than 10 loans are hidden.
Median approved amount	$1,650,000	The middle approved amount. Half of the loans were approved for more and half for less. Gross approved amounts, rounded to $1,000.
Middle half of approved amounts	$928,000 to $2,688,000	The range that holds the middle half of approved amounts, from the lower quarter mark to the upper quarter mark.
Total approved	$1.29B	The sum of all gross approved loan amounts in this cell. These are approved amounts, not money paid out. Rounded to $0.1 million.
Term	300 months	The median loan term, in months.
Rate	9.00%	The median initial interest rate.
Rate type	All variable	How many of these loans have variable rates, rounded to the nearest 10%.
Seasoned charge-off rate	Under 3% (30 to 99 seasoned loans) Estimate	The share of loans approved in FY2020 to FY2022 that SBA lists as charged off, counted by loans. Charged off is a loan status, not a business closing. Older loans have had more time to be charged off. With under 100 seasoned loans, this shows a band. With under 30, it is hidden.
National charge-off rate	About 2% Estimate	The same measure across all industries. It is about 2% by count.
Lenders in the SBA file	133	The number of distinct lenders that hold these loans in the SBA file. The file lists the current lender, which may not be the original lender. Counts are not a ranking or a recommendation.
Lenders holding the most loans	Celtic Bank Corporation 59 Open Bank 57 Readycap Lending, LLC 49 Metro City Bank 47 Byline Bank 24 Commonwealth Business Bank 24 PCB Bank 24 Southwestern National Bank 20 US Metro Bank 18 Wallis Bank 17 East West Bank 15 Mountain Pacific Bank 14 T Bank, National Association 13 Hanmi Bank 12 Merchants Bank of Indiana 10	Lenders that hold 10 or more loans in this cell, by count. Names come from public data.
Top counties	Kern 18 Pierce 18 Los Angeles 17 Snohomish 17 King 14 San Bernardino 13 Dallas 13 Thurston 13	Counties with the most acquisition loans in this cell. Counties with fewer than 10 loans are hidden.
Franchise share	46.7%	The share of acquisition loans in this cell that were for franchises. Hidden when fewer than 10 loans were for franchises.

Local business locations (Census 2023)

Census counts are not available for this industry code.

Data as of: Jun 30, 2026.

States with enough loans to show

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